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    <section id="in-service" class="in-service-section mt-10">
		<div class="container">
			<div class="in-section-title-2 text-center headline pera-content">
				<h2>Insights &amp; updates</h2>
				<p>Practical articles on risk, insurance placement, claims, and regulation in Tanzania—from Lighthouse Insurance Brokers Ltd. Browse topics below or contact us for advice tailored to your business or personal needs.</p>
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								<h3><a href="#" tabindex="0">How to prepare complete claims documentation</a></h3>
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								<img src="assets/images/blogs/blog1.jpg" alt="">
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							<div class="blog-meta-text">
								<div class="in-meta">
									<a href="#" tabindex="0"><i class="far fa-calendar-check"></i> 11 Jun 2022</a>
									<a href="#" tabindex="0"><i class="far fa-file-alt"></i> Claims</a>
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								<div class="in-blog-text">
									A practical checklist for evidence, forms, and timelines so your claim is assessed without avoidable delays.
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								<h3><a href="#" tabindex="0">Avoiding underinsurance: common mistakes</a></h3>
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								<img src="assets/images/blogs/blog2.jpg" alt="">
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							<div class="blog-meta-text">
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									<a href="#" tabindex="0"><i class="far fa-calendar-check"></i> 11 Jun 2022</a>
									<a href="#" tabindex="0"><i class="far fa-file-alt"></i> Risk</a>
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								<div class="in-blog-text">
									Why sums insured and limits must match real exposure—and how brokers help you spot gaps before a loss.
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								<h3><a href="#" tabindex="0">Choosing deductibles and limits for your risk profile</a></h3>
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								<img src="assets/images/blogs/blog3.jpg" alt="">
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									<a href="#" tabindex="0"><i class="far fa-calendar-check"></i> 11 Jun 2022</a>
									<a href="#" tabindex="0"><i class="far fa-file-alt"></i> Advisory</a>
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								<div class="in-blog-text">
									Balancing premium, cashflow, and retention so your programme stays affordable when you need to claim.
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								<h3><a href="#" tabindex="0">What to expect during insurer and loss adjuster surveys</a></h3>
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							<div class="blog-img">
								<img src="assets/images/blogs/blog4.jpg" alt="">
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							<div class="blog-meta-text">
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									<a href="#" tabindex="0"><i class="far fa-calendar-check"></i> 11 Jun 2022</a>
									<a href="#" tabindex="0"><i class="far fa-file-alt"></i> Underwriting</a>
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								<div class="in-blog-text">
									How surveys support underwriting and claims—and how your broker coordinates access and information.
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								<h3><a href="#" tabindex="0">Insurance classes every growing SME should consider</a></h3>
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							<div class="blog-img">
								<img src="assets/images/blogs/blog5.jpg" alt="">
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							<div class="blog-meta-text">
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									<a href="#" tabindex="0"><i class="far fa-calendar-check"></i> 11 Jun 2022</a>
									<a href="#" tabindex="0"><i class="far fa-file-alt"></i> SME</a>
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								<div class="in-blog-text">
									From assets and liability to goods in transit—core covers that scale with operations and contracts.
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								<h3><a href="#" tabindex="0">TIRA regulation: what it means for policyholders</a></h3>
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							<div class="blog-img">
								<img src="assets/images/blogs/blog6.jpg" alt="">
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							<div class="blog-meta-text">
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									<a href="#" tabindex="0"><i class="far fa-calendar-check"></i> 11 Jun 2022</a>
									<a href="#" tabindex="0"><i class="far fa-file-alt"></i> Regulation</a>
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								<div class="in-blog-text">
									A short overview of why licensed brokers and insurers matter for compliant cover in Tanzania.
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								<h3><a href="#" tabindex="0">Marine cargo: import and export essentials</a></h3>
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							<div class="blog-img">
								<img src="assets/images/blogs/blog7.jpg" alt="">
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							<div class="blog-meta-text">
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									<a href="#" tabindex="0"><i class="far fa-calendar-check"></i> 11 Jun 2022</a>
									<a href="#" tabindex="0"><i class="far fa-file-alt"></i> Marine</a>
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								<div class="in-blog-text">
									Incoterms, transit risks, and how brokers structure cargo cover with the right limits and extensions.
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								<h3><a href="#" tabindex="0">Renewal reviews: improving terms year on year</a></h3>
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							<div class="blog-img">
								<img src="assets/images/blogs/blog8.jpg" alt="">
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							<div class="blog-meta-text">
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									<a href="#" tabindex="0"><i class="far fa-calendar-check"></i> 11 Jun 2022</a>
									<a href="#" tabindex="0"><i class="far fa-file-alt"></i> Renewals</a>
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								<div class="in-blog-text">
									Why an annual portfolio review beats auto-renewal—and what your broker should challenge each cycle.
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								<h3><a href="#" tabindex="0">Liability programmes for contractors and professionals</a></h3>
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								<img src="assets/images/blogs/blog9.jpg" alt="">
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							<div class="blog-meta-text">
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									<a href="#" tabindex="0"><i class="far fa-calendar-check"></i> 11 Jun 2022</a>
									<a href="#" tabindex="0"><i class="far fa-file-alt"></i> Liability</a>
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								<div class="in-blog-text">
									Public, employer, and professional indemnity: aligning cover with contracts and project delivery.
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